Last Updated on September 23, 2020 by Ellen Christian
I like to think I’m a careful person when it comes to my finances. I have long, complicated passwords. I only shop on secure websites. I make sure that no one is looking over my shoulder when I am using my credit card. I try to take steps to be certain that identity theft doesn’t happen to me. I thought that would be enough. People that are careful aren’t victims of identity theft, right? But they really are. This post has been sponsored.
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Identity Theft is Real and Frightening
Like many busy women, I do many of my financial transactions online. I don’t have to drive to the bank or write out bills and put them in an envelope with a stamp to travel to another state. I shop online to save time and gas money. Extra time isn’t something that I have a lot of so I try to save minutes here and there whenever I can.
One morning, I was going through my debit card transactions and found one I didn’t recognize. Since I’m the only one that uses it, it send up a big red flag. I quickly called customer service for more information. I learned that this charge was for a store that I hadn’t visited and in a state that I didn’t live in. They quickly reversed the charge since it was clear that it wasn’t mine but now what? How did someone get my number and what if they used it again?
The customer service representative recommended I cancel the card and they would issue me a new one. I quickly agreed since I didn’t want another charge to go through or allow them access to any more of my personal information. Now I had a problem though. That debit card is how I pay for bills and groceries and gas for the car. It’s the only one I have and now I have to do without it for ten to fourteen days while they mail me a new one. What was I going to do without access to my money for ten to fourteen days? My income is all automatically deposited and the bank I use is online so it’s not like I can drive to a local branch.
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Ellen is a busy mom of a 24-year-old son and 29-year-old daughter. She owns six blogs and is addicted to social media. She believes that it doesn’t have to be difficult to lead a healthy life. She shares simple healthy living tips to show busy women how to lead fulfilling lives. If you’d like to work together, email email@example.com to chat.