Do the words “open enrollment” fill you with dread? That may be because you’re not sure how to take control of your health care. I’ll admit when open enrollment comes around and that big booklet arrives in the mailbox, I’m initially bewildered and apprehensive. My first instinct is to just toss it in the recycle bucket and leave things as is. Like most people, I’m not exactly sure what all the information in the open enrollment paperwork is all about. I don’t always understand our health benefits, how to manage costs, or how to make the overall experience easier. Healthcare can be a really confusing topic for many people to understand, but it’s important to really take a look at the information you receive to understand your health benefits and make informed decisions. This post has been sponsored.
How to Take Control of Your Health Care
While health care coverage can be confusing initially, there are a few things that you can do to get started understanding the information you receive.
- Look at the summary of benefits and coverage that you receive. This section will show you coverage examples of what the different plans available to you may cover.
- If you’re confused about what the different terms mean, your paperwork should contain a glossary. There you can read more about what copayment, deductible, network, and premium mean.
- When in doubt make a phone call. You can always call your plan representative and ask them to clarify something you’re not sure of. It’s best to understand what you’re reading instead of signing up for the wrong plan.
Open enrollment just ended, and UnitedHealthcare realizes that an overwhelming amount of people do not understand their health benefits. Understanding health care is important to getting the most out of your plan. You might pay for things you don’t have to, or there might be preventive services covered in your plan that you don’t know about it. UnitedHealthcare has several tools to help you learn all about your plan…you can check them out at their website for more information.
They have a few fun dares for you to take to test your health care knowledge.
1. Take a quiz about managing health care costs
2. Play a concentration game by matching the UnitedHealthcare tools to their service definitions
3. Watch a “Virtual Visits” video and answer a quick poll question
There is a winner picked for each dare. The grand prize is a $400 Visa gift card and weekly $25 gift cards are given out as well. Enter for a chance to win.